• A mysterious stranger has trashed my credit rating

    28 days ago - By The Guardian

    As a result, a credit card provider has reduced my limit by 98% My credit card provider has reduced my credit limit by 98%. When I asked why, they advised me to check my credit reports. It turns out my TransUnion and Equifax details are full of records for someone with the same first name as my own, but the surname Henderson. My name is Anderson. We have different names, different dates of birth and different addresses. It seems we did once live on the same street, but at different numbers and in different years. This stranger seems to have got finance for a BMW, failed to keep up payments...
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