‘It's just so easy, isn't it?' How buy now, pay later can leave Britons struggling with debt
1 month ago - By The Guardian
We spend almost £1bn a month through retailers' spread-the-cost payment schemes. But many borrowers find themselves missing payments, covering instalments with credit cards - and using the schemes to pay for food and other essentials. Is online credit spiralling out of control? When Emma was shopping online for clothes or makeup, and saw the option to pay later on the checkout page, “it sounded great”, she says. “I thought: ‘I can just pay this off when I get paid.' But I quickly realised what I racked up was not realistic to pay off in a month, especially not when all of it is due at the...
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